55+ Communities Guide
55+ Community HOA Fees and Costs in Mesa, AZ
The home price is only part of the real cost of buying into a 55+ community, and it’s the part I see people focus on while underestimating the HOA side. Here’s how it actually breaks down across the communities I work with most.
Home Prices & HOA Fees by Community
Home prices across Mesa’s 55+ communities range widely — roughly $100,000 in an older, more affordable community like Fountain of the Sun, up to $700,000 for larger or updated homes in communities like Leisure World or newer construction at Encore at Eastmark. HOA fees typically land somewhere between $100 and $500 a month depending on the community, and within a single community, fees can vary by section, whether your lot is grass-scaped or rock-scaped, home size, and what amenities are included.
What HOA Fees Actually Cover
What the HOA fee actually covers matters as much as the number itself. Some fees include amenities like golf, pools, and clubhouse access, others charge separately for those. Some bundle in exterior maintenance or trash and cable, most don’t touch your individual utility bills at all. I’ve seen buyers compare two communities purely on the sticker price of the HOA fee without realizing one includes far more than the other, which isn’t a fair comparison at all.
I pull the actual current numbers, home price and HOA fee together, for any specific community and home you’re considering, so you’re comparing real total costs rather than guessing based on general ranges like the ones above.